Terms & Conditions.

These Terms & Conditions (the “Terms”) govern your access to and use of ReadToRecall (the “Service”), including the ReadToRecall Chrome extension, the readtorecall.com website, our APIs, and any related software or services. The Service is operated by Daniel Li (“we,” “us,” or “our”). “You” refers to the individual or entity using the Service.

1. Acceptance of Terms

By installing the ReadToRecall Chrome extension, creating an account, subscribing to a paid plan, or otherwise accessing the Service, you confirm that you have read, understood, and agreed to be bound by these Terms and by our Privacy Policy. If you do not agree, you must not install or use the Service.

You also agree to comply with the Google Chrome Web Store Developer Program Policies, the terms of any third-party platform from which you access the Service, and all laws and regulations applicable to your use.

If you are using the Service on behalf of an organization, you represent that you have authority to bind that organization to these Terms, and “you” refers to both you and that organization.

2. Description of Service

ReadToRecall is a Chrome extension and web service that uses artificial intelligence to help users learn from web content. Features include:

• Summarizing webpages, PDFs, and YouTube video transcripts.
• Generating flashcards, multiple-choice quizzes, and action items from those summaries.
• Saving and organizing a history of past summaries for signed-in users.
• Providing premium AI features under paid subscription plans.

The Service depends on third-party large language models to generate output. The exact models, output formats, supported languages, and feature scope may change over time as described in §19.

3. Eligibility and User Accounts

You must be at least 13 years old, or the minimum age of digital consent in your jurisdiction (whichever is higher), to use the Service. If you are under the age of majority where you live, you may only use the Service with the involvement of a parent or legal guardian.

Accounts are created via Google Sign-In. By signing in, you authorize us to receive your name, email address, and profile information from Google, as described in our Privacy Policy. You agree to:

• Provide accurate, current, and complete information.
• Maintain one account per person and not share your credentials.
• Keep your Google account secure and notify us promptly of any unauthorized use.
• Take responsibility for all activity that occurs under your account.

4. Subscription Plans and Billing

We offer free and paid plans. Paid plans (including monthly, annual, and lifetime tiers) are billed through Stripe, our third-party payment processor. By subscribing, you authorize us and Stripe to charge your payment method according to the plan you select.

Auto-renewal

Subscriptions renew automatically at the end of each billing period (monthly or annual) until you cancel. Cancellation takes effect at the end of the then-current billing period; you retain access to paid features until that date.

Price and plan changes

We may change subscription prices, plan limits, or plan features. For active subscribers, we will provide reasonable advance notice (typically at least 14 days by email or in-app banner) before any price increase takes effect. Continued use after the change takes effect constitutes acceptance.

Taxes and currencies

Prices are shown exclusive of applicable taxes unless stated otherwise. You are responsible for any sales, value-added, or similar taxes payable in your jurisdiction. Currency conversions are handled by Stripe and may be subject to your card issuer’s fees.

Payment failures

If a payment fails, we may retry the charge in line with Stripe’s standard retry schedule. If payment ultimately cannot be collected, your subscription may be downgraded to the free plan and access to paid features removed.

5. Lifetime Plan Limitations

Plans marketed as “lifetime” entitle you to continued access to the Service for the lifetime of the Service, not your natural life. The Service’s lifetime ends if the Service is discontinued for commercial, technical, legal, or other reasons.

Lifetime plans remain subject to monthly AI usage limits — including caps on the number of summaries, flashcards, quizzes, and action items generated per month — in order to keep variable AI provider costs sustainable. These caps are visible in your account and may be adjusted with reasonable advance notice.

A lifetime plan does not include:

• Access to add-on premium models, paid integrations, or new tiers we may introduce in the future.
• A guarantee that any specific feature, AI model, or output format will remain available indefinitely.
• Unlimited usage on any usage-metered feature, regardless of marketing language.

6. Refund Policy

All sales are final. Subscription fees, annual prepayments, and lifetime plan purchases are non-refundable.

We may, at our sole discretion, issue refunds in the following cases:

• Duplicate charges caused by a billing system error.
• Clear billing errors (for example, you were charged for a plan you did not subscribe to).
• Material service outages — multi-day failures that prevented you from using core features for a meaningful portion of your billing period.

Refund requests must be submitted by email to [email protected] within 30 days of the charge in question, with the email associated with your account and a description of the issue. Approval is at our sole discretion and granting one refund does not entitle you to future refunds.

To cancel future renewals, use the cancellation option in your account settings. Cancellation prevents future charges; it does not retroactively refund prior periods.

7. Acceptable Use Policy

You agree not to use the Service, and not to allow anyone using your account to use the Service, to:

• Scrape, crawl, or systematically extract content from the Service or its outputs.
• Reverse engineer, decompile, or attempt to derive the source code, prompts, or underlying models.
• Send automated, programmatic, or bulk requests, or otherwise circumvent rate limits, usage caps, or anti-abuse controls.
• Resell, redistribute, or use AI outputs to train, fine-tune, or evaluate competing models or products.
• Share account credentials, allow concurrent use of one account by multiple people, or create multiple accounts to evade limits or bans.
• Upload, submit, or process content that is illegal, infringes intellectual property rights, contains malware, depicts the sexual exploitation of minors, or is otherwise prohibited by applicable law.
• Use the Service to harass, defame, or generate targeted disinformation about identifiable individuals.
• Probe, scan, or attempt to compromise the security or integrity of the Service or its infrastructure.
• Violate the Google Chrome Web Store Developer Program Policies, the terms of any third-party platform (including YouTube), or any applicable law.

We may investigate suspected violations and take any action we consider appropriate, including suspending or terminating access (see §17).

8. AI-Generated Content Disclaimer

All summaries, flashcards, quizzes, action items, and other outputs produced by the Service are generated by artificial intelligence. They are provided for general informational and study purposes only.

AI outputs are not, and must not be treated as, professional advice. In particular, they are not a substitute for:

• Legal advice from a qualified lawyer.
• Medical advice, diagnosis, or treatment from a healthcare professional.
• Financial, investment, tax, or accounting advice from a licensed advisor.
• Educational evaluation, certification, or accreditation.
• Any other regulated professional advice.

You assume all risk associated with relying on AI-generated output. If a decision could meaningfully affect your health, finances, legal rights, safety, or anyone else’s, consult a qualified professional before acting.

9. Accuracy Disclaimer

AI models can produce output that is incomplete, outdated, biased, misleading, or entirely fabricated (commonly called “hallucinations”). Summaries may omit important context. Flashcards may misstate facts. Quiz questions and answer keys may be wrong. Action items may misinterpret the source.

You are responsible for independently verifying any output before relying on it — especially for safety-critical, regulatory, academic, or factual decisions. We make no warranty that AI outputs are accurate, complete, current, fit for any particular purpose, or free of bias.

10. Intellectual Property

The Service, including the ReadToRecall name and logo, the extension and web application code, the user interface, our prompt templates, evaluation tooling, marketing copy, and all related materials, is owned by Daniel Li and is protected by copyright, trademark, and other intellectual property laws.

Subject to your compliance with these Terms, we grant you a limited, personal, non-exclusive, non-transferable, revocable license to install and use the Service for your personal or internal business use. No other rights are granted.

You may not copy, modify, distribute, sell, sublicense, or create derivative works of the Service. You may not use the ReadToRecall name, logo, or branding without our prior written permission, except for fair descriptive references (for example, “summarized with ReadToRecall”).

11. User Content and Processing Rights

“User Content” means any webpage, PDF, video transcript, pasted text, or other material you submit to the Service for processing, as well as any notes or labels you add to summaries you save.

Your warranty

You represent and warrant that, for each piece of User Content you submit, you have the legal right to process it through the Service. This includes situations where webpages, PDFs, copyrighted books, paywalled articles, or video transcripts may carry license restrictions imposed by their owners or by the platforms that host them. You are solely responsible for ensuring your use complies with those restrictions and with applicable copyright law.

License to us

You grant us a limited, non-exclusive, worldwide, royalty-free license to process, transmit, store, and display your User Content solely to provide and operate the Service for you. You retain ownership of your User Content; we claim no rights to it beyond what is necessary to run the Service.

Transmission to AI providers

To generate summaries, flashcards, quizzes, and action items, your User Content (or relevant portions of it) is transmitted to third-party AI providers — including Google Gemini — for processing. Those providers handle your content under their own terms and privacy policies (see §13). You acknowledge and consent to this transmission as a necessary part of using the Service.

Deletion

Saved summaries, flashcards, and quizzes are stored in your browser’s local storage, not on our servers. You can remove them at any time from the history view in the extension, by clearing site data for the extension in your browser, or by uninstalling the extension. Deletion is immediate and complete on your device; we have no server-side copy to delete. Once content has been transmitted to a third-party AI provider for processing (see §13), that provider’s own retention policies govern any short-term logging on its side.

12. Privacy and Data Handling

Our handling of personal information is described in our Privacy Policy, which is incorporated into these Terms by reference. In summary:

• Authentication is handled through Google Sign-In; we receive limited profile information from Google.
• Authentication tokens are stored in HTTP-only cookies, not in browser local storage.
• Payment information is collected and stored by Stripe; we do not receive or store your full card details.
• User Content is transmitted to AI providers for processing; pages you summarize are not retained by us unless you choose to save them to your history.
• We use reasonable technical and organizational measures to protect your data, but no system is perfectly secure.

13. Third-Party Services

The Service depends on, integrates with, or links to third-party services, including:

• Google — Google Sign-In for authentication, Google Gemini for AI processing.
• Stripe — payment processing and subscription billing.
• Google Chrome Web Store — distribution of the extension.
• YouTube — access to video transcripts.
• Hosting and infrastructure providers that operate the servers running the Service.

Your use of these third-party services is subject to their own terms and privacy policies. We are not responsible for the availability, performance, content, pricing, or practices of any third-party service, nor for any loss or damage caused by their outages, errors, or changes.

14. Service Availability

The Service is provided “as is” and “as available.” We do not warrant that the Service will be uninterrupted, error-free, secure, or available at any particular time. We offer no uptime service level agreement except where one is provided in a separately signed written agreement.

We may suspend the Service in whole or in part for maintenance, upgrades, security responses, or in response to third-party failures, and we may modify, remove, or reprice features over time as described in §19.

15. Limitation of Liability

To the maximum extent permitted by applicable law:

• The Service and all AI outputs are provided without warranties of any kind, whether express, implied, or statutory, including warranties of merchantability, fitness for a particular purpose, non-infringement, and accuracy.
• We will not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages; lost profits or revenue; lost data; loss of goodwill; or business interruption, even if we have been advised of the possibility of such damages.
• We will not be liable for decisions you or anyone else makes in reliance on AI-generated output.

Our total aggregate liability arising out of or relating to these Terms or the Service, whether in contract, tort, or any other theory, is capped at the greater of (a) CAD $50 or (b) the total amount you actually paid to us for the Service in the twelve (12) months immediately preceding the event giving rise to the claim.

Some jurisdictions do not allow the exclusion or limitation of certain damages; in those jurisdictions, our liability is limited to the smallest amount permitted by law.

16. Indemnification

You agree to defend, indemnify, and hold harmless Daniel Li, ReadToRecall, and our affiliates, agents, and contractors from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or related to:

• Your use or misuse of the Service.
• Your breach of these Terms.
• Your violation of any law or third-party right, including intellectual property, privacy, or publicity rights — especially claims tied to User Content you submitted that you did not have the right to process.
• Disputes between you and any third party arising from your use of the Service or its outputs.

We reserve the right to assume the exclusive defence and control of any matter otherwise subject to indemnification by you, at your expense, in which case you agree to cooperate with our defence.

17. Account Suspension or Termination

We may suspend or terminate your account, or limit your access to the Service, at any time, with or without notice, if we reasonably believe that you have:

• Violated these Terms or our Acceptable Use Policy.
• Engaged in fraud, abuse, or chargebacks.
• Created risk or legal exposure for us, other users, or third parties.
• Been the subject of a legal request or government order requiring suspension.

You may stop using the Service and close your account at any time through your account settings. Termination does not entitle you to a refund except as described in §6.

Sections that by their nature should survive termination — including §6 (Refund Policy), §8–§9 (AI and accuracy disclaimers), §10 (Intellectual Property), §15 (Limitation of Liability), §16 (Indemnification), §21 (Governing Law), and §22 (Contact Information) — will survive.

18. Fair Use Policy

Even on plans marketed as “unlimited” or carrying generous usage allowances, your use of the Service is subject to a fair-use policy. This is required because every AI request incurs real cost from upstream providers and because a small number of abusive accounts can degrade the Service for everyone else.

We may, at our discretion:

• Throttle, queue, or temporarily cap usage from accounts whose consumption substantially exceeds typical individual usage — for example, sustained usage at five to ten times the median for the same plan.
• Contact you about your usage patterns and ask you to reduce or restructure your usage.
• Require a downgrade or upgrade to a more appropriate plan.
• Suspend or terminate accounts engaged in scraping, automation, resale, or other patterns inconsistent with personal or small-team study use (see §7).

19. Changes to the Service

The Service evolves continuously. We may add, modify, remove, or reprice features; switch between or deprecate AI models; change supported languages; or alter usage limits. Where a change materially reduces functionality you actively rely on, we will use reasonable efforts to provide advance notice via email or in-app banner.

Features labelled “beta,” “experimental,” or similar are provided without warranty and may be changed or removed at any time without notice.

20. Changes to Terms

We may update these Terms from time to time. The “Last updated” date at the top of this page reflects the most recent revision. For material changes, we will provide notice by email and/or via an in-app banner at least 14 days before the new Terms take effect.

If you continue to use the Service after the effective date of revised Terms, you accept them. If you do not agree, you must stop using the Service and may cancel your subscription as described in §4 and §6.

21. Governing Law

These Terms and any dispute or claim arising out of or in connection with them or with the Service are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict-of-laws principles.

You and we agree to submit to the exclusive jurisdiction of the courts located in Ontario, Canada for the resolution of any such dispute, and you waive any objection to that venue on the grounds of inconvenient forum or otherwise. The United Nations Convention on Contracts for the International Sale of Goods does not apply.

22. Contact Information

For questions about these Terms, your account, billing, refund requests, fair-use inquiries, or any other matter, please contact us at:

[email protected]

Copyright (DMCA) complaints

If you believe content available through the Service infringes your copyright, please send a written notice to the email address above with the following information (consistent with §512 of the U.S. Digital Millennium Copyright Act, applied here as a matter of good practice):

1. Identification of the copyrighted work claimed to have been infringed.
2. Identification of the allegedly infringing material and sufficient information to locate it within the Service (for example, the URL summarized or the account involved).
3. Your contact information — full name, address, telephone number, and email.
4. A statement that you have a good-faith belief that the use is not authorized by the copyright owner, its agent, or the law.
5. A statement, under penalty of perjury, that the information in your notice is accurate and that you are the copyright owner or are authorized to act on the owner’s behalf.
6. Your physical or electronic signature.

We will review valid notices and, where appropriate, remove or disable access to the material and notify the affected user. Users who believe their content was removed in error may submit a counter-notice following the standard process described in §512(g) of the DMCA, and we may restore the material if the conditions of that section are satisfied.

We may terminate the accounts of users who are the subject of repeated infringement complaints.